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sounds funny
![]() i'll be waiting for that photo
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Zurpit.com! |
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I've always wondered what BofA did to that person. I think s/he parked an SUV infront of the bank one day, with all of these signs on it that said things like "ask inside about how Bank of America steals your money," or something similar. One of the bank employees saw me checking out the signs and explained, "just some crazy guy, you know?"
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Has anyone used the My Portfolio Tab on the bank of america online banking screen. It is freaking awsome. It combines all your financial and reward accounts into 1 screen. I no loner have to login to 10 sites to see my account balances. Go BofA!
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~Lets cut taxes and pensions out of Philadelphia. http://www.philadelphiaforward.org |
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I have no complaints about most of BofA's products except how they handled their credit card portfolio.
This previous fall they went through the entire books and jacked up rates on all classes of people and just pointed to their "universal default" clause that is in every BofA credit card agreement. The trouble is that they exercised UD on huge numbers of people who have FICO scores on the 800s and are wondering why BofA jacked their credit card rates to levels that sub-prime borrowers are used to getting... rates above 24%. Those are the same people I am looking for on Prosper.com who are asking for credit-card payoff loans so they can cancel their BofA debt and get their total revolving debt back below 18%. I can see their Experian scores before I bid on their loans... and some of these people have amazing credit, yet some I've seen have cards above 25%. I hope Citibank does this to their quality customers and they come running to P2P lending--those are pretty good folks to lend to on P2P. Quote:
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BOA is a very far reaching bank that has many investments in nefarious subprime mortages co's, high interest credit cards, bad credit and "payday loans" as well as the biggest ripoff of them all-the 300% interest rapid refund loans for tax season. They hide behind many companies they purchased, but its still them. Of course many groups raise hell about these "predatory loans", but for most of the products, I'd like to ask naysayers if they'd give a loan to their deadbeat cousin? High risk loans are higher interest and fee ridden to cover the inevitably high cost of default. Even the working poor need a credit card to survive these days, and if they make their payments and keep good credit they'll quickly be able to apply for a lower risk product.
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Magellan2's prescription: ATTENTION ALL READERS... DISCLAIMER: Alesis is a South Street business owner (keep that in mind when reading his or her responses) |
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