Illiniwek, thank you for your suggestion!

You use things, then dispute them so you don't have to pay just because you are not "100% happy with the product". You constantly speak of "christian ways" when pertaining to animal's rights, yet you feel that it is ok for you to steal under the guise of a credit card.

Yep, that settles it-bloosum, you are a scumbag!

__________________
Peter Cetera:
Sometimes I just forget
Say things I might regret
It breaks my heart to see you crying

Alesis, your ignorance is showing.
Before I puchase any product, I make sure if product doesn't work for me I can get my money back.
It is on internet in great big letters 'if product doesn't work for you, money back guarantee'.
I tried product but it didn't work for me at all so I contacted American Express to get my money back.
Other people are complaining about same product I purchased on internet too.
Soembody called product 'poison' but I don't think product is unsafe.
Just did not work for me and some other people.

Can you please tell me why should I waste my over $100 for something totally useless to me?
When I paid over $100 for product, I expected to work for me.
If you order flowering tree and only thing you get is dead tree, do you still pay for it?

No, your ignorance is showing. You do not just call amex and get the charge removed from your bill because you "are not 100% satisfied". You deal with the company, send the product back, and get a free refund.

They may not do that in Dagobah, but any honest christian would handle themselves this way. You are no christian. You are a thief.

__________________
Peter Cetera:
Sometimes I just forget
Say things I might regret
It breaks my heart to see you crying

Bloosum -

YOU are the problem with the credit card system.
YOU bought an item with a credit card, agreeing to pay that company for the item you bought in timely installments. YOU are informed at the time you apply for the card what the penalty is for not paying on time and now YOU are complaining. YOU pay you bill on time no fee... SIMPLE. Can't pay on time, you have to pay the penalty. If there were NO penalties, no one would pay their bills on time and the economy would collapse.

When a company says you can get your money back if you are not satisfied, YOU ARE SUPPOSE TO CONTACT THAT COMPANY AND YOU GIVE THEM AN OPPORTUNITY TO MAKE GOOD ON THEIR PROMISE. By not giving the company good on their promise and jumping to a dispute of the charge with your credit card company you are just stealing from the company. You are exactly like a common thief that ends up cause the company money that they ultimately gets passed on to other consumers.

I handle these types of issues in my day-to-day job. Most of the "credit card disputes" our customers file could have simple been resolved had they made a 2 minute call to me. The refund would have been issued right away instead of our co wasting hours of time researching the issue and responding. In the time it takes to address one "credit card dispute" I could have assisted 20 other customers.

You, once again, prove yourself to be one of the least productive members of this society.

And you are showing your true colors Bloosum.... You stole from every company you disputed a charge from and didn't pay for. All those guarantees require you contact the company and return the unused portion. Failure to do that and refusing to pay for the item is STEALING.

I wonder if credit card companies keep track of how many times a customer "disputes". If they get flagged for review after so many "disputes" to decide if they are taking advantage of the system that was established to protect consumers.

Exactly. I love how scumbags like bloosum think the problem just goes away and no one gets hurt when they call an 800 number. It costs a lot of time and money to deal with customers who dispute like this-and in the end those in retail suffer while idiots go around charging everything only to go home and come up with some lame excuse so that they can keep the merchandise and not pay for it-that is theft, plain and simple.

__________________
Peter Cetera:
Sometimes I just forget
Say things I might regret
It breaks my heart to see you crying

ACG, I only disputed once and that was my first time to dispute.
American Express knows this that is why dispute has been resolved in my favor.

I found note in same package of product and listed the address and name of the company where I can call and ask question about the product but when I tried to contact, name of the company was non existence and unable to contact.
I am going to write to American Express and ask address to send back unused product.
To be honest, I was thinking about sending product to laboratory for testing because I wasn't sure if I got real thing or not but spending extra $$$ for testing doesn't make much sense so I didn't.

ACG, here is your false statement you made and you owe me your apology.
<<And you are showing your true colors Bloosum.... You stole from every company you disputed a charge from and didn't pay for. All those guarantees require you contact the company and return the unused portion. Failure to do that and refusing to pay for the item is STEALING.>>

How foolish of you to make up story to insult me!
I REPEAT.
I ONLY DISPUTED ONCE IN MY LIFE AND GOD KNOWS IT.
DO YOU KNOW MORE THAN GOD DOES?
You and Alesis are very dishonest people who don't mind to spread dirty lie.
People who lie to hurt other people intentionally get same treatment soon or later.