DO NOT DO THE BALLYS 19/month plan!

I looked at it last summer and it is a 3 year contract and you have to choose which 3 days per week you want to go... you don't have the ability to drop in any time you want.

I talked with one of the sales reps last summer after seeing the $19 plan and after he explained it I had him run down my list of options. He started with the $87/month plan and worked his way down. On a whim, I asked how much it would be if I paid everything up front. I got a premium plan for $855 for 18 months plus 6 months free (ok.. it was really 24 months total, but that's the way he did the contract). I put it on my credit card (about 7% apr) and it ended up being only $38/month total. When I pass 120 visits this week, I'll get my IBX $150 refund too, which will bring it down to about $26/month.

You are not captive to their contract/payment schemes!