Originally Posted by EastChestnut

Those are the same people I am looking for on Prosper.com who are asking for credit-card payoff loans so they can cancel their BofA debt and get their total revolving debt back below 18%. I can see their Experian scores before I bid on their loans... and some of these people have amazing credit, yet some I've seen have cards above 25%.

I hope Citibank does this to their quality customers and they come running to P2P lending--those are pretty good folks to lend to on P2P.