Top 10 subprime marketsThese metro areas have the highest share of their loans as subprimes.Metro areaStateSubprimes as a percentage of all loansMcAllenTX26.8%MemphisTN24.0%SharonPA23.1%Miam iFL23.0%RichmondVA22.3%BrownsvilleTX21.6%MercedCA2 1.6%SumterSC20.7%BakersfieldCA20.2%JacksonTN20.2%